Welcome or Register

Tips for a Simple Loan Approval

If you encounter a special situation, it is best to mention it to your loan officer right away so we can help you determine the best way to achieve your goals.

DO’s

  • DO call your loan officer if you have any questions.
  • DO provide requested documentation promptly and in its entirety.
  • DO continue living at your current residence.
  • DO continue making your mortgage or rent payments.
  • DO continue to use your credit as normal.
  • DO keep working at your current employer.
  • DO keep your same insurance company.
  • DO stay current on all existing accounts.

DONT’s

  • DON’T change your employment or marital status.
  • DON’T make any major purchases (car, furniture, jewelry, etc.).
  • DON’T change bank accounts.
  • DON’T make any large cash deposits into your bank accounts.
  • DON’T transfer any balances from one account to another.
  • DON’T close any credit card accounts.
  • DON’T consolidate your debt onto one or two credit cards.
  • DON’T apply for new credit or open a new credit card.
  • DON’T max out or overcharge on your credit card accounts.
  • DON’T take out a new loan or co-sign on a loan.
  • DON’T pay off any loans or credit cards, charge offs, or collections without discussing it with your loan officer first.
  • DON’T finance any elective medical procedure.
  • DON’T join a new fitness club.

If you encounter a special situation, it is best to mention it to your loan officer right away so we can help you determine the best way to achieve your goals.

DO’s

  • DO call your loan officer if you have any questions.
  • DO provide requested documentation promptly and in its entirety.
  • DO continue living at your current residence.
  • DO continue making your mortgage or rent payments.
  • DO continue to use your credit as normal.
  • DO keep working at your current employer.
  • DO keep your same insurance company.
  • DO stay current on all existing accounts.

DONT’s

  • DON’T change your employment or marital status.
  • DON’T make any major purchases (car, furniture, jewelry, etc.).
  • DON’T change bank accounts.
  • DON’T make any large cash deposits into your bank accounts.
  • DON’T transfer any balances from one account to another.
  • DON’T close any credit card accounts.
  • DON’T consolidate your debt onto one or two credit cards.
  • DON’T apply for new credit or open a new credit card.
  • DON’T max out or overcharge on your credit card accounts.
  • DON’T take out a new loan or co-sign on a loan.
  • DON’T pay off any loans or credit cards, charge offs, or collections without discussing it with your loan officer first.
  • DON’T finance any elective medical procedure.
  • DON’T join a new fitness club.

Homes by Email

Be the first to see new listings as soon as they hit the market!

Sign Up Now

Quick Search


view all


Any

Any

No Min.

No Max.

Mario Calderara

26403 Oak Ridge Drive
Spring, TX 77380
Realtor ®
214-842-1639
Contact Me

Contact Me





* fields are required


Mario Calderara | 214-842-1639 | Contact Me
26403 Oak Ridge Drive - Spring, TX 77380
Copyright © , All Rights Reserved

house realtor mls

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu